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Wealth Management Solutions, Inc

Life Insurance Basics

  Topic minutes
1 Welcome 3
2 Workshop Objectives 3
3 Our Commitment 3
4 Evaluation Form 3
5 About your Workbook 3
6 Financial Challenges 3
7 Annuities for an Income   You Can’t Outlive  3
8 Income You Can’t Outlive — The Annuity  Bonus slide  3
9 What Is an Annuity?  3
10 Types of Annuities  3
11 Deferred Annuity  3
12 How Deferred Annuities Work  3
13 Tax-Deferred Compounding  Bonus slide  3
14 Immediate Annuity  3
15 How Immediate Annuities Work  Bonus calculator  3
16 How Annuities Earn Interest  3
17 Fixed Annuity 3
18 Variable Annuity  3
19 Variable Annuity Disclosure  3
20 Indexed Annuity  3
21 Longevity Insurance 3
22 Longevity Insurance in a Qualified   Retirement Plan  3
23 Tax Considerations  3
24 Annuities and Taxes  3
25 The Effects of Taxes and Inflation  3
26 Penalties and Surrender Charges 3
27 Trends and Strategies  3
28 Payout Options  Bonus calculator  3
29  Investing  Bonus slide  3
30 Annuities and Investing  3
31 Annuities Provide Other Benefits  3
32 Supplementary Retirement Plan  3
33 Accessing Funds in an Annuity  3
34 1035 Exchange  3
35 Split Annuity  Bonus slide  3
36 Estate Conservation Issues  3
37 Case Study — The Millers  3
38 Case Study — Carol Walker  3
39 Important Questions 3
40 Four Important Questions 3
41 Is an Annuity Appropriate for You?  3
42 Annuity Costs 3
43 Additional Considerations  3
44 Should You Choose a Fixed Annuity or a Variable Annuity?  Bonus workbook exercise  3
45 How Do You Allocate a Variable Annuity? 3
46 Allocating a Variable Annuity  3
47 The Investment Spectrum  Bonus workbook exercise  3
48 How Do You Select an Insurance    Company? 3
49 Selecting an Insurance Company  3
50 Annuities and Financial Challenges  3
51 Annuities and Creative Solutions  3
52 Where Do You Go from Here?  3
54 Evaluation Form  3
55 What to Bring  3
56 Thank You 3
  Total approximate time in minutes 165
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